With credit card debt consolidation, there are more ways to get out from under the burden of debt rather than securing a loan.
Many people have gotten to the point were they are feeling very overwhelmed with their current list of credit card bills. This is often the time when people begin to look into credit card debt consolidation. This often times meant that these people were looking for a loan of some sort, and that is indeed a part of debt consolidation, however, today there are many more options than just going into to debt once again. Today there are free services that can act on your behalf to negotiate with your creditors, consolidate your many payments into one payment, and accelerate the time when your debt is paid off.